In your search for an auto loan, you may have considered a Buy Here Pay Here dealership; an auto dealer that essentially acts as a bank by offering loans in-house to buyers with bad credit. These buy here pay here dealers can offer an alternative to the traditional route of securing an auto loan, but they can also be trouble if you don't know what you're getting into.
"Spot delivery" is a technique where a Buy Here Pay Here dealer may let you drive the car off the lot before you're officially approved for financing, then calls back and demands more money or says you need to renegotiate the loan. To protect yourself, don't take the car until you are fully approved, and keep track of all your paperwork and everyone you speak with. Do not park the car at the dealer should you return, since the Buy Here Pay Here dealer could lock you in and repossess your car. Bring a witness with you for your buy here pay here dealings to serve as an advocate, and consult a lawyer if you suspect you're being scammed.
“Search Here” is a tab or button which will be added on your web browser if your web browser gets infected some hijack viruses such as Trojan malware. Just the same as other redirect viruses, this “Search Here” redirect virus will hijack the normal function of your browser such as Internet Explorer, Firefox or Bing. Your homepage will be replaced by “Search Here” page with a different interface, search box and operating buttons. Don’t think it can really replace your original search engine. It can only bring you much trouble. It will add more shortcut icons on the search page as if these icons can save your time. In fact, when you click these icons, you will open some odd web sites with a lot of advertisements and illegal promoting links. What is worse, when you open your web browser next time, you will find that your original homepage is completely changed to other sites including “Search Here” page.
A Buy Here dealership can help you get the car you want regardless of your credit situation. Getting approved for Buy Here Pay Here financing is much easier than working with a traditional dealership. You can make all loan arrangements and make payments on the purchase at the same dealership you purchased the car. The dealership acts as a one stop shop for buyers that need financing since the seller is also the finance company.